Products (Personal Lines – Alabama)

• 2% Inflation Guard for Coverage A and B is included on all policies with a Replacement
• Cost or Modified Functional Replacement Cost Loss Settlement.
• Coverage A limits up to $350,000 are available.
• We offer a Loss of Use limit at 20% of Coverage A.
• Personal Liability can be increased up to $500,000.
• We are using the 05 11 editions of the ISO HO-3 Special Coverage form.
• We offer Equipment Breakdown and Service Line as optional coverages.
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• Coverage over Home and Auto Liability Insurance.
• Coverage offered by “A++ -10” rated Carrier.

• Comprehensive Personal Liability Insurance with limits up to $1,000,000
• Medical Payments of $5,000.
• Coverage offered by “A++ -10” rated Carrier.

• Coverage offered by “A++ -10” rated Carrier.
• Additional Liability coverage above the Comprehensive Personal Liability limits offered.

• Coverage offered by “A++ -10” rated Carrier.
• Up to $1,000,000 limits offered.
• Business Personal Property
• Personal and Advertising Injury Coverage
• Damage to Property Rented to You
• Medical Expenses